HOME > Solution  eSCOFI - The next generation banking loan system running on open architecture eSCOFI The "eSCOFI" is one of our most competitive products. It supports smooth book entry and operating procedures of the loan application process on the basis of standard and the latest open architecture. The system is developed on the concept of parameter-driven and component based design. The eSCOFI enables you to build the loan application processing operation in a short period of time within a small budget and to dramatically lower the maintenance cost. Our clients highly appreciated its performance. Features of eSCOFI The eSCOFI covers various loan terms and conditions. Irregular partial repayment as well as full repayment is fully supported. Wide variety of additional functions is available. The WEB applications developed by JAVA are offered to front office workers and reporting business forms are also offered in the WEB environments. Minimum change of the current system function is required and a new loan product can be developed in a timely fashion by the eSCOFI because of the parameter driven method and the modularization. The eSCOFI is built in a short period of time within a small budget. The data marts are available for connecting the other system. System Configuration of eSCOFI The eSCOFI is the loan application processing software package that is solely carved out from the large scale banking system. It meets all the requirements of the accounting and operating procedures of the loan business in the standard open environment.